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Loans for Golden Ages - Loan for pensioners with included life insurance

For senior citizens, Eurobank prepared a special offer – cash and refinancing loans in RSD

Product benefits:

  • No downpayments
  • No disbursement fee
  • Long repayment period
  • Life insurance included in loan

Loan characteristics:
Amount: 64.000 - 1.200.000 RSDInterest rate
NIR: 13,18%, variable, (3mBelibor+12,30%)*
EIR: from 14,23%
Tenor: 12 - 71 months
Loan fees:
  • Disbursement fee: 0%
  • Bill of exchange: 50 RSD
  • Credit Bureau report: 246 RSD

Example:

Loan amount (RSD)200.000 400.000
Tenor (months) 7171
Disbursement fee 0% 0%
Installment (RSD) 4.092 8.184
Total paid amount(RSD) 290.820581.344
NIR* (variable) 13,18%13,18%
EIR* (variable) 14,28%14,25%

*Nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 0,88% as of 31.12.2021. The calculation of the EIR included: bill of exchange (50 RSD) and Credit Bureau report (246 RSD) Nominal interest rate is determined on a quarterly basis – in January, April, July and October when the variable element is aligned with the values of the official Reference rate on the last day of the month that precedes the month in which the adjustment is made.The changed variable interest rate will be applied in the first accounting period that starts after the change.Visit the nearest branch or call free Euro PHONE 0800 111144, where today you can schedule an appointment with our advisors.

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