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Auto loan
Auto loans in RSD
- Without Kasko insurance (for loan amounts up to 10.000 €)
- Without mandatory salary transfer to Eurobank
- Without pledge (for loan amounts up to 7.000 €)
- No downpayment
- For new and used car
Tenor: 12-84 months
Nominal interest rate: 7,02%, variable (3mBelibor+6%)*
EIR: from 7,36%,
Loan fees:
- Disbursement fee: 0%
- Bill of exchange: 100 RSD (50 RSD per bill of exchange)
- Credit Bureau report: 246 RSD
Example:
| Loan amount (RSD) | 500.000 | 700.000 |
| Tenor (months) | 84 | 84 |
| Disbursement fee | 0% | 0% |
| Installment (RSD) | 7.575 | 10.604 |
| Total paid amount (RSD) | 636.615 | 891.123 |
| NIR * (variable) | 7,02% | 7,02% |
| EIR* (variable)) | 7,38% | 7,37% |
*The nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 1,02% as of 30.09.2020. The calculation of the EIR included: bill of exchange (100 RSD) and Credit Bureau report (246 RSD).
Nominal interest rate is determined on a quarterly basis in January, April, July and October when variable base is aligned with the values of official Reference rate on the last day of the month preceding the month when the indexation. The changed variable interest rate will be applied in the first accounting period that starts after the change.
- Without kasko insurance (for loan amounts up to 10.000 €)
- Without mandatory salary transfer to Eurobank
- Without pledge (for loan amounts up to 7.000 €)
- Minimum 30% downpayment
- For new and used cars
- Disbursement fee: 0%
- Bill of exchange: 100 RSD (50 RSD per bill of exchange)
- Credit Bureau report: 246 RSD
| Loan amount (EUR) | 5.000 | 7.000 |
| Tenor (months) | 84 | 84 |
| Disbursement fee | 0% | 0% |
| Installment (EUR) | 72 | 101 |
| Total paid amount (EUR) | 6.047 | 8.465 |
| NIR * (variable) | 5,47% | 5,47% |
| EIR* (variable) | 5,71% | 5,70% |
* The nominal interest rate is variable and is defined as the sum of 3m Euribor and margin. On day 30.09.2020. 3mEuribor is -0,53%. The calculation of the EIR included: bill of exchange (100 RSD) and Credit Bureau report (246 RSD). Nominal interest rate is determined on a quarterly basis in January, April, July and October, when the variable base is aligned with the values of official reference rate on the maturity date of the monthly installments of the month when the alignment is done. Changed variable interest rate will be applied in the first accounting period that starts after the change.
Visit the nearest branch or call free Euro PHONE 0800 111144, where today you can schedule an appointment with our advisors.
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