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Aplicirajte ovde

Cash collateral loan

Loan characteristics:
Amount:
  • For RSD loans: 50.000 RSD– 25.000.000 RSD
  • For loans indexed in EUR: 500 EUR-250.000 EUR
Nominal interest rate:
  • For RSD loans: 2,64%, variable (3m Belibor+1%)*
  • For loans indexed in EUR: 4,60%, variable (3m Euribor+5%)*
EIR:
  • For loans indexed in EUR: from 6,71%
  • For RSD loans: from 3,30%
Tenor: 12 - 83 months
Deposit: 105% from the loan amount
Other fees:
  • Disbursement fee: 0%
  • Monthly administration fee: 0%
  • Credit Bureau report: 246 RSD

Example:

Loan typeLoan indexed in EURLoan in RSD
Loan amount (RSD)10.000 EUR 10.000,00 RSD
Tenor (months)83 83
Disbursement fee 0% 0%
Monthly administration fee 0 0
Installment (RSD)1.412 EUR132.118 RSD
Total paid amount (RSD) 117.20410.966,048 RSD
NIR* (variable)4,60%2,64%
EIR* (variable)6,71%6,71%

*For loans indexed in EUR, applies 3mEuribor whose value as at 30.12.2019. is -0,40%. Nominal interest rate is determined on a quarterly basis in January, April, July and October, when the variable base is aligned with the values of official Reference rate on the installment date of the month when the alignment is done. Changed variable interest rate will be applied to the first accounting period that starts after the changes. For loans in dinars, applies 3mBelibor whose value as at 30.12.2019. is 1,64%. Nominal interest rate is determined on a quarterly basis in January, April, July and October, when the variable base is aligned with the values of official Reference rate on the last day of the month preceding the month when the alignment is done. Changed variable interest rate will be applied to the first accounting period that starts after the changes.

The EIR calculation included the cost of the report of the Credit Bureau (246 RSD).

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