Cash loan in RSD
|Loan type||Payroll loan||Payroll loan||Payroll loan||Non Payroll loan|
|Loan amount (RSD)||100.000||300.000||700.000||300.000|
|Monthly administration fee||0,15%||0,15%||0,05%||0,15%|
|Total paid amount (RSD)||146.452||438.763||965.286||487.666|
*The nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 1,64% as of 31.12.2019. The calculation of the EIR included: monthly administration fee (0,05%-0,15% of the approved loan amount), bill of exchange (50 RSD) and Credit Bureau report (246 RSD).Nominal interest rate is determined on a quarterly basis –in January, April, July and October when the variable element is aligned with the values of the officially published reference rate on the last day of the month that precedes the month in which the adjustment is made.The changed variable interest rate will be applied in the first accounting period that starts after the change.
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