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Consumer Loan

Eurobank potrosacki kredit
Fast and simple loan approval procedure based on the pro-forma invoice.
With this loan you can finance the purchase of various goods and services:
Household Appliances, furniture, computers and computer equipment, all kinds of studies and professional trainings (graduate and post-graduate studies, professional courses, foreign language), mobile phones, construction materials, tools, garden equipment, auto parts, travel arrangements, other consumer goods.
All you need to do is to take pro-forma invoice for the desired goods from the merchant shop and bring it to the nearest Eurobank branch.
And that is not all.If you want to buy more products at different retailers, with one our Consumer loan and you can do it.

Loan characteristics:
    Amount: 24.000 RSD- 2.000.000 dinara
    No downpayments
    Tenor: 12-60 months
    Nominal interest rate: 11,64%, variable (3mBelibor+10%)*
    EIR: from 15,78%,
    Other fees:
    • Disbursement fee: no disbursement fee
    • Monthly administration fee: 0,15% from approved loan amount
    • Bill of exchange: 50 RSD
    • Credit Bureau report: 246 RSD

    Example:

    Loan amount (RSD)100.000 200.000
    Tenor (months)60 60
    Disbursement fee 0% 0%
    Monthly administration fee 0,15% 0,15%
    Installment (RSD)2.365 4.723
    Total paid amount (RSD) 142.176284.055
    NIR* (variable) 11,64%11,64%
    EIR* (variable) 15,93%15,85%

    * The nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 1,64% as of 31.12.2019. The calculation of the EIR included: monthly administration fee (0,15% of the approved loan amount), bill of exchange (50 RSD) and Credit Bureau report (246 RSD).
    Nominal interest rate is determined on a quarterly basis –in January, April, July and October when the variable element is aligned with the values of the officially published reference rate on the last day of the month that precedes the month in which the adjustment is made.The changed variable interest rate will be applied in the first accounting period that starts after the change.

    Visit the nearest branch or call free Euro PHONE 0800 111144, where today you can schedule an appointment with our advisors.

    Purpose loan all for babies

    Loan can be used for financing:

    • Vitro fertilization
    • Stem cells storage
    • Baby equipment, furniture, toys and products for moms

    All you need to do is to take pro-forma invoice for the desired goods or services and bring it to the nearest Eurobank branch.

    Loan characteristics:
    Amount: 24.000 RSD- 2.000.000 RSD
    No downpaymentsTenor: 12-60 months
    Nominal interest rate: 5,89%, variable (3mBelibor+4,25%)*
    EIR: from 9,53%
    Other fees:
    • Disbursement fee: no disbursement fee
    • Monthly administration fee: 0,15% from approved loan amount
    • Bill of exchange: 50 RSD
    • Credit Bureau report: 246 RSD
    Example:
    Loan amount (RSD)200.000 300.000
    Tenor (months)60 60
    Disbursement fee 0% 0%
    Monthly administration fee 0,15% 0,15%
    Installment (RSD)4.164 6.295
    Total paid amount (RSD) 250.138377.969
    NIR* (variable) 5,89%5,89%
    EIR* (variable) 9,60%9,58%

    *The nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 1,64% as of 31.12.2019. The calculation of the EIR included: monthly administration fee (0,15% of the approved loan amount), bill of exchange (50 RSD) and Credit Bureau report (246 RSD).Nominal interest rate is determined on a quarterly basis –in January, April, July and October when the variable element is aligned with the values of the officially published reference rate on the last day of the month that precedes the month in which the adjustment is made.The changed variable interest rate will be applied in the first accounting period that starts after the change.

    Visit the nearest branch or call free Euro PHONE 0800 111144, where today you can schedule an appointment with our advisors.

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