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Aplicirajte ovde

Cash collateral loan

Loan characteristics:
Amount:
  • For RSD loans: 50.000 RSD– 25.000.000 RSD
  • For loans indexed in EUR: 500 EUR-250.000 EUR
Nominal interest rate:
  • For RSD loans: 2,98%, variable (3m Belibor+1%)*
  • For loans indexed in EUR: 4,59%, variable (3m Euribor+5%)*
EIR:
  • For loans indexed in EUR: from 6,72%
  • For RSD loans: from 3,83%
Tenor: 12 - 84 months
Deposit: 105% from the loan amount
Other fees:
  • Disbursement fee: 0%
  • Monthly administration fee: 0%
  • Credit Bureau report: 246 RSD

Example:

Loan type

Loan amount (RSD)

Tenor (in months)

Deposit

Disbursement fee

Monthly administration fee

Installment

Total paid amount

NIR* (variable)

EIR* (variable)

Loan indexed in EUR

100.000 EUR

84

105%

0%

0%

1.397 EUR

117.375 EUR

4,59%

6,72%

Loan in RSD

10.000.000 RSD

84

105%

0%

0%

132.237 RSD

11.108.162 RSD

2,98%

3,83%

*For loans indexed in EUR, applies 3mEuribor whose value as at 30.09.2019. is -0,41%. Nominal interest rate is determined on a quarterly basis in January, April, July and October, when the variable base is aligned with the values of official Reference rate on the installment date of the month when the alignment is done. Changed variable interest rate will be applied to the first accounting period that starts after the changes. For loans in dinars, applies 3mBelibor whose value as at 09.30.2019. is 1,98%. Nominal interest rate is determined on a quarterly basis in January, April, July and October, when the variable base is aligned with the values of official Reference rate on the last day of the month preceding the month when the alignment is done. Changed variable interest rate will be applied to the first accounting period that starts after the changes.

The EIR calculation included the cost of the report of the Credit Bureau (246 RSD).

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