We offer the possibility of taking cash loans with 105% deposit. This loan can be indexed in EUR and RSD.
This loan is approved with repayment period of 12 to 84 months, the amount of 500 EUR to 250,000 EUR or 50,000 RSD to 25,000,000 RSD.
The interest rate for this loan is:
• For Loans indexed in EUR: NIR 3m Euribor*+5%, EIR from 6.92%, variable**
• For Loan in RSD: NIR 3mBelibor**+1%, EIR from 5.64%, variable**
Disbursement fee: No disbursement fee
Loan application can be submitted only with an ID card.
Monthly administration fee
Cash loan indexed in eur
Cash loan indexed in rsd
*On day 27.12.2018. 3mEuribor=-0.31% .Nominal interest rate is determined on a quarterly basis in January, April, July and October, when the variable base is aligned with the values of official Reference rate on the maturity date of the monthly installments of the month when the alignment is done. Changed variable interest rate will be applied in the first accounting period that starts after the change.
**For EIR calculation is used value of 3mBelibor which was on 31.12.2018 3.03%.
Level of the nominal interest rate is determined quarterly –in January, April, July and October in the way that variable element is to be aligned with the values of officially published reference rate on the last day of the month that precedes the month in which adjustment is made.Changed variable interest rate will be applied in the first accounting period that starts after the change.