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Loans for Golden Ages - Loan for pensioners with included life insurance

For our oldest citizens, Eurobank prepared a special offer – cash and refinancing loans in RSD

Special conditions:

  • No downpayments
  • No disbursement fee
  • Long repayment period
  • Life insurance included in loan

Loan characteristics:
Amount: 64.000 - 1.200.000 RSD
Interest rate NIR: 11,64%, variable, (3mBelibor+10%)*
EIR: from 15,60%
Tenor: 12 - 83 months
Other fees:
  • Disbursement fee: 0%
  • Monthly administration fee: 0,15% from approved loan amount
  • Bill of exchange: 50 RSD
  • Credit Bureau report: 246 RSD


Loan amount (RSD)200.000 400.000
Tenor (u mesecima) 83 83
Disbursement fee 0% 0%
Monthly administration fee 0,15% 0,15%
Installment (RSD) 3.837 7.674
Total paid amount(RSD) 318.783637.271
NIR* (variable) 11,64%11,64%
EIR* (variable) 15,64%15,62%

*The nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 1,98% as of 30.09.2019. The calculation of the EIR included: monthly administration fee (0,15% of the approved loan amount), bill of exchange (50 RSD) and Credit Bureau report (246 RSD).Nominal interest rate is determined on a quarterly basis – in January, April, July and October when the variable element is aligned with the values of the official Reference rate on the last day of the month that precedes the month in which the adjustment is made.The changed variable interest rate will be applied in the first accounting period that starts after the change.Visit the nearest branch or call free Euro PHONE 0800 111144, where today you can schedule an appointment with our advisors.

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