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Term deposit „Štednja pri ruci”

50% of the term deposit is at your disposal at all times

Do you wish to term deposit you money and to always have one half of the term deposit at your disposal?
With Savings on Hand, 50% of the term deposit will be at your disposal at any given moment.

  • Available deposit term is 3, 6 or 12 months,
  • Minimum amount is 100.000,00 RSD / 1.000 EUR-a
  • Interest rate on term deposit is fixed for the agreed deposit term, and calculated interest is accrued upon expiry of the deposit term,
  • Interest rate on term deposit depends on the savings deposit term.
  • During the deposit term, a written application for withdrawal of a portion of your deposit can be submitted prior to the expiry of the agreed deposit term, for up to 50% of the initial deposit amount. This amount can be withdrawn on a single or on a number of occasions,
  • Interest rate and due date of the agreed deposit term shall remain the same upon withdraws up to 50% of the deposited sum during the deposit term,
  • In cases where the total deposit amount withdrawn exceeds 50% of the term deposit, the remaining deposit balance is available as well without any additional charges or penalties; the Bank shall, however, not pay the interest calculated from the initial term date, i.e., only the principal amount shall be paid,
  • Agreed interest is accrued at the end of the deposit term, and the total sum is at your disposal from the following day on.

Interest rates on term deposit “Štednja pri ruci“ in RSD

Currency

RSD

Term period

Interest rate

3 months

NIR 1.27%

EIR 1.30%

6 months

NIR 2.05%

EIR 2.09%

12 months

NIR 2.55%

EIR 2.59%

Interest rates are presented as gross amounts on the annual level.

Annual EIR is calculated as of 30.10.2019.




Interest rates on term deposit “Štednja pri ruci“ in EUR

Currency

EUR

Term period

Interest rate

3 months

NIR 0.12%

EIR 0.10%

6 months

NIR 0.23%

EIR 0.20%

12 months

NIR 0.35%

EIR 0.30%

Interest rates are presented as gross amounts on the annual level.
Annual EIR is calculated as of June 13th, 2016.
The Bank participates in the system of mandatory deposit insurance established in the Republic of Serbia.

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